Business Checking Options

Merchants National Bank Professional and Friendly Service

When you call us during business hours, a bank representative will answer the phone, courteously greet you, and assist you with your call or request.  Some things just cannot be replaced and personal attention to your call is one of them.

 

Business Checking

 

Business Checking

This account is designed for businesses, corporations and incorporated associations. An earnings credit (competitive market rate of interest) is calculated based on collected balances which offsets or eliminates service fees based on activity..

  • $100 minimum deposit to open account
  •  $15 monthly maintenance fee and no minimum monthly balance requirements
  • $.17 each on us debit
  • $.35 each on us credit
  • $.15 each deposited item
  • An earnings credit is calculated monthly to help offset account charges
  • MNB Visa Check Card with no issue fee and no monthly fee
  • Free MNB Online Banking
  • 24 Hour Time Line Telephone Banking Services with no fee
  • Optional Online Bill Pay (fees may apply)

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Personal Business Checking

 

Personal Business Checking

The personal business checking account is designed with the small business owner’s needs in mind.

  • $100 minimum deposit to open account
  • $15 monthly maintenance fee
  • Monthly maintenance fee is waived if you maintain a monthly minimum balance of $5,000 or over
  • MNB Visa Check Card with no issue fee and no monthly fee
  • 24 Hour Time Line Telephone Banking Services with no fee
  • Free MNB Online Banking
  • Optional Online Bill Pay (fees may apply)

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Business Now Checking

 

Business Now Checking

This account is designed for non-profit organizations, sole proprietorships and Public Entities.

  • $100 minimum deposit to open account
  • $15 monthly maintenance fee
  • $.02 for each debit item
  • $.02 for each deposited item
  • Monthly maintenance fee and per item fee will be waived if a monthly minimum balance of $5,000 is maintained 
  • Pays competitive market interest rate
  • MNB Visa Debit Card with no issue fee and no monthly fee
  • 24 Hour Time Line Telephone Banking Services with no fee
  • Free MNB Online Banking
  • Optional Online Bill Pay (fees may apply)

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Money Market Account

 

Money Market Account

Pays competitive market rate of interest.

  • Monthly maintenance fee of $10 will be charged if minimum monthly balance falls below $1,000
  • Six (6) transfers or withdrawals per month
  • 24 Hour Time Line Telephone Banking Services with no fee
  • Free MNB Online Banking

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Merchants National Bank Visa Debit Card

 

Visa Check Card
  • Use at any ATM displaying the Accel™, Visa™, or Plus™ Logo.
  • Use like a credit card at any merchant displaying the Visa™ logo
  • Funds are automatically deducted from your checking account
  • No monthly fee and no annual fee
  • Optional Online Bill Pay (fees may apply)
  • Accidental Death and Dismemberment Insurance

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 * A checking or savings account without activity (other than posting of interest) for a period of two (2) years will be classified as a dormant account.  Dormant accounts will be charged $5.00 per month.