Business Loans

Merchants National Bank can help your business or farm tailor a loan to best fit your business operation.  Talk to one of our experienced Loan Officers to help you with your needs.

How to Apply

To start the application process, stop in or call the nearest Merchants National branch location. A personal financial statement may be required with your application.

 

Real Estate Loans

Real Estate Loans

When you are looking to purchase or refinance commercial real estate or investment property, our experienced business bankers can assist you. We offer a variety of rates and terms, and can tailor a loan to match your business needs.

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Equipment Loans

Equipment Loans

If you are purchasing equipment for your business, talk to us first. Our competitive fixed rates and flexible terms can help your business with its capital expenditure plans. We can also assist with direct payment to the vendor to expedite delivery.

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Construction Loans

Construction Loans

When planning to build a new facility or expand an existing facility, our commercial construction loan experts will help you every step of the way. We’ll provide pre-approval on a long term mortgage for your peace of mind before you start building. When you finance both your construction loan and long term mortgage with us, we are often able to give you added savings on closing costs. Our bankers also assist with monitoring the costs and disbursements during the construction process.

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Working Capital Loans or Lines of Credit

Lines of Credit

When your business requires short or intermediate term working capital funds, our business bankers can help you with a loan or line to meet your working capital needs.

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Agricultural Loans

Agricultural Loans

Our agricultural lenders understand your business. Whether you need financing for operating expenses, crops, livestock, equipment, or real estate, we can help. We are interested in your business and will take the time to understand your farming operation.

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Small Business Administration (SBA) Loans

SBA Loans

Our experienced business bankers are able to offer financing programs through the Small Business Administration. We understand the important role that small business plays in the communities that we serve. SBA loans are available for real estate, construction, equipment, and other business needs.

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