Business Online Services

Business Online Banking

Business Banking Online provides more sophisticated and flexible cash management options for business clients. For our business clients who have a higher level of cash management needs, our Business Banking Online service is available with many value-added features. With Business Banking Online, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment. In addition to all the features available with our standard Online Banking service, Business Banking Online provides your business with expanded online cash management capabilities.

With Business Banking Online, you can:

• Initiate wire transfers
• Place stop payments
• Create ACH files
  • Payroll management
  • Bank to bank transfers
  • Collect pre-authorized payments
• Make tax payments
• Allow multiple user access with the added capabilities of:
  • Customizing authorized user access
  • Setting authorized user access limits
  • Requiring review of transactions before releasing files

Please contact a customer service representative at your nearest Merchants National Bank location or if you need help in determining if Personal or Business Online Banking best meets your needs please call 800-875-1993.

For purposes of on-line transfers, those received after 4:30 p.m. on business days, and all transactions which are requested on weekends or holidays which Merchants National Bank chooses to remain closed, will be processed on the next business day.

Bill Payment

Merchants National Bank’s Billpay is the fast, convenient and secure way to pay all your bills online. With the Billpay service, you can save time, make paying bills online worry free, and make your life easier. The Billpay service is available 24 hours a day, seven days a week. In order to take advantage of our online bill payment product, you must first sign up for online banking.

• Free unlimited bill payments
• Make single and reoccurring bill payments
• View total number or payments processed for the current month
• View pending payments for the month and day
• View and print detailed payment history
• Pay all your bills from one site
• Live chat help available Monday thru Friday 7:30 A.M. EST to 11:00 P.M. EST
• Toll free helpline available Monday thru Friday 7:30 A.M. EST to 11:00 P.M. EST.

If you have questions or need assistance, contact our customer care department at 800-875-1993.

eStatements

Make the switch to added convenience. Trade the paper trail, and instead opt for easy eStatements. It’s a win-win — you reduce paper waste while helping the environment.

• Free, secure, and easy-to-use service
• Fast, free, and easy alternative to paper statements
• Reduce paper waste and help the environment
• Receive email notice when new eStatement is ready
• Easier to retrieve information when needed
• Easily available online 24/7 through online banking
• Arrive faster than paper statements
• Simplify recordkeeping and eliminate storage hassles
• Easily access past statements
• Easily view, search, save, download, or print